Dr. Ayesha Afzal
Dr. Ayesha Afzal Associate Professor, Department of
Economics Dr. Afzal is Associate Professor at Lahore School of Economics. She
holds a PhD in Economics from Lahore School of Economics with concentration in
Financial Economics. Her dissertation was focused on risk and return framework
of financial intermediaries, under Basel regulations, in Pakistan.
Dr Afzal’s research interests include various
aspects of financial system, banking and risk management. She is publishing her
research in prominent international journals. She is currently conducting
collaborative research with Professors from S.P. Jain School of Global
Management, and College of Business Administration, Dubai Academic City on
Financial Deepening and Role of Markets. Some of her recent publications are
“The Impact of Market Discipline on Banks’ Capital Adequacy: Evidence from an
Emerging Economy,” The Lahore Journal of Business, 2015, Vol4 (1), 61-73. “The
Impact of Financial Liberalization on the Credit System of Pakistan: Historical
Perspective,” Research Journal of Recent Sciences, 2013, Vol 2(3), 74-80.
“Interest Rate Spreads in an Emerging Economy: The Case of Pakistan’s Commercial
Banking Sector,” Economic Research, 2012, Vol 25(4), 987 – 1004.
Dr Afzal is a recipient of multiple International
Awards on her research. She received the Best Paper Award at the 4th
International Conference on Advances in Social Science, Management and Human
Behavior in Rome, Italy, December 2016. Prior to that she was awarded Best Paper
Presentation Award at the 12th International Conference on Business Management
at BIMCH and University of Jayewardenepura, Sri Lanka in December 2015.
Dr Afzal has received formal training for Case
Method Teaching at the Harvard Business School, Boston, USA. She has been
actively involved in using case studies for most of her courses.
Dr. Afzal serves on editorial advisory board of
three academic journals including “Economic Research, Annals of Economics and
Finance and The Lahore Journal of Business”. She is also Patron to the Lahore
School Finance and Investment Society.
Prior to her PhD, she did MPhil Economics and an
MSc Economics and Finance from Lahore School of Economics. She is recipient of a
Gold Medal for finishing at the top of her class and a Silver Medal for being
placed on the Dean’s Honor List for finishing in the top 10% of the class as
Dr. Afzal teaches theory and applied courses in the
fields of economics and finance, including Financial Economics, Development and
Growth Economics, Banking, Business Economics, Risk Management and Financial
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